From StephanKinsella.com:
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Jeffrey Tucker’s recent article, “Small Steps Toward Medical Freedom,” The Epoch Times (Jan. 6, 2026) has several provocative “urgent priorities for U.S. medical-insurance reform”. Writes Tucker:
I’m going to present three urgent priorities for U.S. medical-insurance reform, plus two additional points that would be nice to have. My goal is to be as simple and clear as possible in hopes that even politicians can understand. If you can help get the word out, thank you. Sadly, this whole system has become so convoluted and the discussion so confused that certain obvious points need to be stated this way.
1. Permit a full range of catastrophic plans with premiums tied to individual risk and assessed by actuaries. Most people do not need more than catastrophic insurance. The co-pay system of endless streams of inexpensive visits, followed by high-deductible and very expensive specialty care, is simply not working. No one even understands how the pricing of this system works, so people both overuse it and underemploy it.
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